Hear From Other Experts



Long-term care (or extended care) refers to the help associated with chronic illnesses, disabilities, and other conditions needed on a daily basis for an extended period of time. These tasks include the basic personal tasks of everyday life such as: dressing, eating, bathing, housework, managing money, taking medication, grocery shopping, and other essential activities.

Did you know that Health Plans, Medicare, and Disability do not cover the costs for long-term care? That is where we come in. Long-Term Care insurance helps provide for these costs. These costs can easily deplete your savings, and we want to help you plan ahead, so your and your family are never in that situation.

Have you already made an LTCi plan?  If not, take the 6 minutes that you deserve to hear what some experts have to say…it could save your retirement – and a whole lot more!

Protect Your Family

If you are among the 70% who will need extended care, make sure that your family will have help – whether paying for or facilitating your care.  Prepare them to be family coordinating your care, not family providing your care.  Remember, by allocating nothing for long-term care, you actually allocate everything!  Just think of this as a great tax deduction that will also protect your family relationships.


Most people do not realize that nothing else is designed to pay for a cost approaching $90,000 per year for an average of 3.5 years.  We are reminded of the importance of LTCi planning by clients who tells us that they have seen a family member spend through hundreds of thousands of dollars in assets.  No one ever saves for their retirement with the thought of spending every last dime on long-term care!

Protect Your Assets

Protect Your Choices

Our LTCi plans pay for care in a wide variety of settings, from care received in Home to a Skilled Nursing Facility.  Some of our plans even pay for family members to provide care.  The choice is up to you and your family.  Many carriers also provide care coordination for family members of policyholders.


Let us guide you and your associates through the very important decisions that you will need to make when creating an LTCi plan to protect your future.


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