This may not come as a surprise, but the older you get…the more likely you are to have an extended (or long-term) healthcare need.

There has long been a direct positive correlation between longevity and the need for long-term care planning.  Until now this information may have been interesting for you, but not actionable.  Well, what if I were to tell you there is exciting new technology which can accurately predict your odds of living to a certain age?  Unbelievable?  As with many breakthroughs over the last decade…science fiction has become science fact!

LongevityQuest is a company founded by experts who spent their lives in the life insurance industry where most of the insights into measuring longevity risk and mortality risk exist. Who would better know with precision how long you are likely to live, statistically speaking?  Listen to their story:

Welcome to LongevityQuest, where you can measure your lifespan, know where you rank against others, and identify risk factors that may be adding to or subtracting from your longevity.
With a simple 15-minute exam, our analysis can help you see how your healthy living efforts are paying off and provide valuable information that will help you live a long, good life.

Our innovative analysis combines actuarial science, proprietary algorithms, statistical analysis and a research database of more than 7 million individual cases.

We decided our longevity and mortality insights, and the technologies used to quantify those risks, could be made available to individuals whether they are interested in life insurance or not. What a great and appropriate place to start any planning – to know how long you are likely to live.

I just completed my LQ analysis and the results were pleasantly surprising.  For someone whose father passed away at 50, my longevity probability came in closer to 90!  This is not just some self-reported online analysis.  This was a detailed biomedical workup based on a 140 point multivariate analysis which took into consideration blood-work that I had never before seen.  Now I have a target and a baseline for my personal healthcare choices moving forward.

How does this affect my long-term care planning?  Well, if the government is telling their own employees that  70% of those over 65 will have some form of LTC need…my chances are better than the average population!  To learn more about finding out your own personal odds of living to a certain age, go to www.mylongevityquest.com.